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SMSF Property & Lending Structures

SMSF Property & Lending Structures

Buying Property Through an SMSF: Lending Rules, Risks, and What Trustees Must Understand Introduction: Why SMSF Property Is Under More Pressure Than Ever Property has always been one of the

SMSF Compliance, Regulation & 2026 Changes

SMSF Compliance, Regulation & 2026 Changes

SMSF Changes Coming in 2026: What Trustees, Investors, and Borrowers Must Prepare For Introduction: Why 2026 Is a Turning Point for SMSFs Self-managed super funds (SMSFs) have long occupied a

Division 296 Tax & High-Balance Strategy

Division 296 Tax & High-Balance Strategy

Division 296 Explained: How the New Super Tax Could Affect High-Balance Australians From 2026 Introduction: Why Division 296 Has Triggered Widespread Concern For decades, Australia’s superannuation system has been built

SMSF Risk & Compliance Awareness

SMSF Risk & Compliance Awareness

Thinking of Setting Up an SMSF? The Risks Most Australians Aren’t Told About Introduction: Why SMSFs Are Under the Spotlight Self-managed super funds (SMSFs) are often promoted as the ultimate

Is It Still Cheaper to Buy Than Rent in Perth?

Is It Still Cheaper to Buy Than Rent in Perth?

Perth house rents hit a record $750 per week in April 2026, up 10.3% on the previous year, according to REIWA.1 At the same time, Perth dwelling values rose 15.9%

Rate Drops vs Rate Rises: Should You Refix, Stay Variable or Split?

Rate Drops vs Rate Rises: Should You Refix, Stay Variable or Split?

Rate Drops vs Rate Rises: Should You Refix, Stay Variable or Split? Learn how interest rate movements impact your loan structure decisions. Decide whether to stay variable, fix, or split

No Genuine Savings? How to Get a Home Loan in Australia

No Genuine Savings? How to Get a Home Loan in Australia

Lenders use the genuine savings test to confirm you can manage money consistently, not to lock out every buyer who doesn’t have a textbook savings history. If your deposit came

Why Lenders Reject Applications (Even with Good Credit Score) | Broker360

Why Lenders Reject Applications (Even with Good Credit Score) | Broker360

A good credit score does not guarantee loan approval in Australia. Many borrowers discover this the hard way after receiving a decline letter despite having excellent credit history. Lenders assess