Broker360 Group Pty Ltd (ABN 27 697 785 489) is registered with the Australian Securities and Investments Commission (ASIC). All credit activities are conducted in accordance with the National Consumer Credit Protection Act 2009 (Cth) and associated regulations, including the National Credit Code. Broker360 operates as a mortgage broking intermediary and does not act as a lender, underwriter, or guarantor.

All mortgage brokers operating under Broker360 are authorised Credit Representatives bound by the National Consumer Credit Protection Act 2009, the National Credit Code, and ASIC Regulatory Guide 209 (Responsible Lending). Each Credit Representative's authorisation details are available on the ASIC Connect Professional Registers.

The information, tools, calculators, rate tables, guides, and content published on this website are general in nature only. They do not constitute personal financial product advice, credit assistance tailored to your individual circumstances, legal or tax advice, or a recommendation to acquire any particular financial product or credit contract.

This information does not take into account your individual objectives, financial situation, income, assets, liabilities, credit history, repayment capacity, or needs. You should consider whether the information is appropriate to your circumstances and seek independent professional advice from a licensed financial adviser, solicitor, or accountant before making any financial or credit decision.

All loan enquiries, indicative approvals, and pre-qualifications are subject to formal application, full credit assessment, and unconditional approval by the relevant lender. Broker360 makes no representation or warranty that any application will be approved or that any particular loan product will be offered.

• Eligibility criteria, lending policies, terms, conditions, fees, charges, and credit limits vary by lender and product.
• Interest rates and comparison rates quoted are indicative only and are subject to change without notice.
• Lenders may apply their own assessment criteria, servicing buffers, and responsible lending obligations independently of any indicative assessment provided by Broker360.

Alt Doc and Low Doc loan products require verification of income through acceptable alternative documentation. Acceptable evidence may include, but is not limited to:

• Business Activity Statements (BAS), typically 12 months
• Accountant declarations or letters confirming income
• Bank statements (typically 3–24 months depending on lender)
• Self-certified income declarations (where permitted by lender policy)
• Other evidence as required by individual lenders

Not all applicants will qualify. Higher interest rates, lower LVR caps, or additional conditions may apply. These products are subject to responsible lending obligations.

Bad credit and debt consolidation options are subject to lender assessment of your current financial position, repayment capacity, and responsible lending obligations. Higher interest rates, lower LVRs, or additional conditions may apply. Debt consolidation may reduce monthly repayments but could increase the total amount repayable over the life of the loan. Past credit events do not guarantee approval or a specific product outcome.

All calculators, rate tables, LMI estimates, stamp duty figures, and savings projections are provided as indicative tools for educational purposes only. They do not constitute a quote, credit offer, or commitment by any lender.

• Stamp duty rates are sourced from official state revenue offices and verified as at February 2026. Rates are subject to legislative change without notice.
• LMI estimates are indicative figures based on typical Helia/QBE premium schedules. Actual LMI premiums vary by insurer, lender, loan purpose, employment type, and borrower profile.
• Interest rate inputs in repayment calculators are for modelling purposes only and do not represent a quoted, offered, or guaranteed rate.

Logos displayed on this website are the intellectual property of their respective owners and are used for illustrative identification purposes only. Their inclusion does not imply endorsement of Broker360 by any lender or institution, nor does it guarantee that any specific lender will accept a loan application or participate in any particular scheme at the time of application. Lender participation, policies, and scheme availability may change without notice.

Testimonials and client experiences represent individual outcomes and do not guarantee future results. Past performance is not indicative of future results. Your outcome will depend on your individual financial position, prevailing market conditions, lender policies, and other factors at the time of your application.

Broker360 collects and handles personal and financial information in accordance with the Privacy Act 1988 (Cth) and the Australian Privacy Principles. By submitting an enquiry, you consent to the collection, use, and disclosure of your information for the purpose of arranging credit, including disclosure to prospective lenders, mortgage insurers, valuers, and other service providers as required. Our full Privacy Policy is available at broker360.com.au/privacy.

Commission structures described on this website are indicative only. Actual terms are set out in individual broker agreements. Broker360 and its authorised Credit Representatives may receive upfront and trail commissions from lenders in connection with settled loan applications. These commissions are paid by lenders, not by you as the borrower. Full disclosure of any commissions or other benefits received will be provided in your Credit Proposal or Quote document, as required under the NCCP Act and associated regulations.