Rate Negotiation
We don't just find rates - we negotiate them. Our volume across 40+ lenders gives you access to deals you'll never see walking into a branch.
Unlimited support, 9am–9pm AEST, Monday to Friday
Lodgement in 24 hours
36/328 Albany Hwy Victoria Park WA 6100
08 6722 8806
One Broker.
Every Lender That Matters.
Your Terms.
We search 40+ lenders across Australia to find the loan that fits your situation – not the one that’s easiest to sell you. Application lodged within 24 hours. Guidance from first call to settlement.
Pre-Approved!
$620,000 Home Loan
Best Rate - Today
Live
Variable comparison rate from
5
%
.61
Macquarie Bank comparison rate p.a. · Subject to lender approval
Home Loans
From 5.59% · comp. 5.61% p.a.
Investment
From 5.69% · comp. 5.94% p.a.
Commercial
From 6.04% · comp. 6.29% p.a.
Car Finance
From 6.49% · comp. 6.49% p.a.
Business
From 7.50% p.a.
24hr Pre-Approval
Fast-track available
40+ Lenders
Compared for you
Our specialists guide you from start to finish - maximising your borrowing power, securing the best rates across 40+ lenders, handling all paperwork, and providing tailored strategies to keep your loans competitive and your financial future strong.
4.9 / 5
Average Google rating
"Most Australians Are Overpaying on Their Mortgage Right Now."
Most lenders save their best rates for new customers, not loyal ones. Broker360 exists to level the playing field. We compare dozens of lenders, negotiate on your behalf, and find you the sharpest rate available. And we do it at zero cost to you.
Whether you're buying your first home, refinancing to save, or building a property portfolio - we've done it before, and we'll do it for you.
Find Out What You Could SaveWe Handle Everything
From application to settlement, we manage the paperwork, lender liaison, and timelines - so you can focus on what matters.
Zero Cost to You
Lenders pay our fee - not you. There's never a charge for our service, no matter how complex your situation or how many lenders we compare.
What We Do
Every loan type.
One trusted broker.
Whether you're buying your first home, growing a business, or consolidating debt - we have a lending solution built for your situation.
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Home Loans
We compare 40+ lenders to find the loan that fits your situation - not just the cheapest rate on paper. Whether you're buying, upgrading, downsizing, or relocating, we structure your finance so your repayments, flexibility, and long-term cost all work in your favour.
Explore Home Loans -
First Home Buyer Loans
We help first home buyers secure finance with confidence - comparing lenders, maximising borrowing power, and guiding you through every step to get you into your first home sooner.
Explore First Home Buyer Loans -
Investment Property Loans
Grow your portfolio with competitive investment loan rates. We structure your lending to maximise returns and protect borrowing capacity.
Explore Investment Loans -
Refinancing
Still on your bank's standard rate? We'll benchmark your loan against the market and switch you to a better deal - fast and fee-free.
Start Saving Today -
Commercial Loans
Secure commercial property, fund expansions, or purchase equipment with tailored commercial lending solutions from specialist lenders.
Explore Commercial -
Business Finance
From working capital to asset finance - we connect growing Australian businesses with the right funding at the right time.
Explore Business Finance -
Car & Asset Finance
New or used vehicles, plant, and equipment - we arrange flexible terms that match your cashflow so you can get moving without the wait.
Explore Car Finance -
Construction Loans
Building your dream home or development project? We manage progressive drawdowns and lender requirements so you can focus on the build.
Explore Construction -
Debt Consolidation
Merge multiple repayments into one lower monthly payment. We simplify your financial life and free up cash without the stress.
Consolidate Now -
SMSF Loans
Unlock the power of your superannuation fund. We specialise in SMSF lending strategies for compliant and profitable property investment.
Explore SMSF Loans -
Personal Loans
Need funds for life's big moments? We find competitive personal loan rates tailored to your circumstances, with fast approvals and flexible terms.
Explore Personal Loans
We Work With 40+ Lenders to Get You the Best Rates
What Makes Broker360 Different
We built Broker360 on a simple principle: honest advice, always - even when it's not in our interest.Access to experts and strategic guidance, making you feel supported every step of the way.
Access to 40+ Lenders
We compare multiple lenders and negotiate competitive rates on your behalf - giving you options a single bank can't.
24-Hour Turnaround
Get pre-approvals and documents processed within 3–24 hours. We move fast so you don't miss opportunities.
Extended Support Hours
We're open 9am–9pm AEST to suit your busy schedule. Real people, real availability - not a chatbot.
Fast & Reliable Communication
We respond within 3 business hours and keep you in the loop at every step - no chasing, no radio silence.
AFCA Member - Your Rights Protected
Fully licensed and regulated. Accountable to you through Australia's Financial Complaints Authority.
No Credit Check Until You're Ready
We run a soft enquiry first - invisible to lenders and won't affect your score. You stay in control at every step.
Free Savings Calculator
See Exactly What You Could Save - In 60 Seconds
No credit check. No commitment. Just the truth about your rate.
Live calculation
Annual saving$3,840
Over 5 years$19,200
Over loan term$96,000
5.79%
vs
Broker360 rate
6.50%
Your current rate
Empower Your Decision with Smart Tools
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Find your best loan match. Compare rates, fees and features across 40+ lenders side-by-side to spot the cheapest total cost option instantly.
Compare Loans -
All-in-one finance tools. Stamp duty, LMI, borrowing power, repayments - get every calculation you need to plan your home purchase.
Calculators -
Know your credit score instantly. Get your free credit score in 60 seconds and understand what lenders see when assessing your home loan application.
A Free Credit Score Check
Live Rates — Updated Daily
Australian Home Loan Tools
Compare rates, calculate repayments, borrowing power, deposit requirements & stamp duty - all in one place, powered by Broker360
RBA Cash Rate: 3.85% p.a.
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Last moved: Feb 2026 (−0.25%)
$600,000
Last updated: 20 Mar 2026
Syncing rates…
Lowest Variable Rate
5.08%
Owner Occupier P&I
Market Average
5.84%
Variable, all lenders
Big 4 Average
6.03%
Variable, owner occ.
Potential Monthly Saving
$547
Best vs Big 4 average
| Lender | Interest Rate | Comparison Rate | Monthly Repayment | Rate vs Market | Features |
|---|
General Advice Warning: Rates are updated daily from publicly available lender information and are indicative only. Comparison rates are calculated on a $150,000 loan over 25 years. Your actual rate will depend on your financial circumstances, LVR and lender assessment. This tool does not constitute financial advice. Always speak to a qualified mortgage broker before making any decisions.
Repayment Calculator
Your Results
Monthly Repayment
$3,511
Fortnightly Repayment
$1,621
Total Interest Payable
$664,020
Total Amount Repaid
$1,264,020
At Best Rate (5.08%)
Save $97,200
Pro Tip
Switching to fortnightly repayments can shave up to 4 years off your loan and save thousands in interest — at no extra cost.
Your Financial Details
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/ yr
Include salary, wages, and regular income
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/ mo
Rent, bills, groceries, subscriptions, etc.
Estimated Borrowing Capacity
You could borrow
$0
Estimated borrowing capacity
Monthly Repayment
$0
Estimated payment
Total Interest
$0
Over 30 years
Monthly Disposable Income
After expenses, you have approximately $0 available each month
This calculator provides an estimate only and should not be considered financial advice. Actual borrowing capacity may vary based on lender policies, credit history, and other factors. A 2.5% APRA serviceability buffer is applied above the entered interest rate. Please consult a qualified mortgage broker or financial adviser for personalised guidance.
Property & Loan Details
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%
Total Upfront Cost Comparison (Deposit + LMI)
Property & Transaction
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Duty is calculated on the higher of price and market value
Dutiable value = the greater of your purchase price and any market value you enter.
Get Your Free Rate Review
One of our expert brokers will compare 40+ lenders and find you the best available rate — completely free.
Request Received!
One of our brokers will be in touch within 2 business hours. We'll compare rates from 40+ lenders to find your best deal.