No Genuine Savings? How to Get a Home Loan in Australia
Lenders use the genuine savings test to confirm you can manage money consistently, not to lock out every buyer who doesn’t have a textbook savings history. If your deposit came
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- November 11, 2025
Why Lenders Reject Applications (Even with Good Credit Score) | Broker360
A good credit score does not guarantee loan approval in Australia. Many borrowers discover this the hard way after receiving a decline letter despite having excellent credit history. Lenders assess
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- November 11, 2025
What Are Genuine Savings? Australia Home Loan Guide
Most first home buyers know they need a deposit. Fewer understand that where the money came from matters as much as how much there is. A $40,000 deposit sitting in
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- November 11, 2025
Credit Score Myths That Kill Loan Approvals in Australia | Broker360
Most Australian borrowers believe they understand credit scores. The reality is that misinformation costs thousands of loan approvals every year. From checking your own report hurting your score to thinking
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- November 11, 2025
WA Stamp Duty Concessions for First-Home Buyers: Save Up to $27,000 | Broker360
Buying your first home in Western Australia comes with significant upfront costs, but stamp duty is one of them you may not need to pay at all. Under current legislation,
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- October 30, 2025
Keystart Home Lending Policy 2025: What Borrowers Need to Know
Buying your first home in Western Australia can feel out of reach with rising property prices and strict lending criteria. Keystart bridges that gap by offering accessible low-deposit home loans
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- October 17, 2025
𝗢𝗰𝘁𝗼𝗯𝗲𝗿 𝟭 𝗹𝗼𝗮𝗻 𝗰𝗵𝗮𝗻𝗴𝗲𝘀 𝗶𝗻 𝗔𝘂𝘀𝘁𝗿𝗮𝗹𝗶𝗮: What Home, Personal & Business borrowers need to know
𝗧𝗵𝗲 𝗿𝘂𝗹𝗲𝘀 𝗮𝗿𝗲 𝘀𝗵𝗶𝗳𝘁𝗶𝗻𝗴 – here’s how to get an edge From 1 October 2025, a few big levers move in Australia’s credit market. First-home buyers get easier access via
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- September 11, 2025
Top 5 most affordable suburbs in Perth for 2025
Perth offers a range of suburbs that cater to those looking for affordable housing without compromising on amenities and quality of life. Whether you’re a first-home buyer, a family, or
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- January 28, 2025