Reach out for a free, no-obligation consultation. Tell us your refinancing goals and any challenges you’re facing with your current loan.
Need a mortgage? Enjoy unlimited support from 9AM-9PM and a 24-hour lodgement services.
Refinance Now and Enjoy a Lower Mortgage Rate from 5.55%
Are you stuck with an expiring fixed rate or frustrated with your current high-interest home loan?
At Broker360, we believe refinancing should be a game-changer for your finances.
With our exclusive network of over 40 trusted lenders, we’re ready to help you secure a lower rate – and get you saving sooner than you ever imagined.
Here’s what you can expect when you refinance with us:
- $2,000 Cashback on Eligible Loans: Unlock exclusive rewards that put money back in your pocket.
- Lightning-Fast Processing: We lodge your application within 24 hours, so you can start saving without delay.
Ready to take the first step?
Here Are 5 Reasons as to Why You Should Consider Refinancing
Lower Monthly Payments
Tap into our exclusive 40+ pool of lenders to secure home loan rates as low as 5.55%. Lower interest means lower monthly repayments—freeing up cash for your next investment, home improvement, or even that dream vacation.
Accelerate Mortgage Payoff
With rates starting at just 5.55%, refinancing can drastically reduce the total interest paid over your loan’s life. That means you could pay off your mortgage faster, unlocking financial freedom years ahead of schedule.
Shorten Your Loan Term
Imagine switching from a 30-year mortgage to a 15-year plan. Even if your monthly payments rise slightly, you’ll cut down on overall interest and own your home sooner, transforming your long-term financial outlook.
Consolidate Your Debt
Use your home’s equity to refinance and merge high-interest debts—like credit cards or personal loans—into one manageable, lower-rate payment. Simplify your finances and save money on interest over time.
Increase Your Cash Flow
Refinancing isn’t just about lowering your rate but also a smart way to access extra cash through attractive cashback offers or equity release. Use these funds for renovations, debt consolidation, or other investments that boost your financial well-being.
Our Promise To You
Why Refinance with Us?
Lower Rates, Big Savings
Enjoy competitive rates from 5.55%. Even a slight reduction in your interest rate can save you thousands over the life of your loan.
24-Hour Lodgement
Once we receive your documentation, we lodge your application within 24 hours - so you don’t miss a beat.
Multilingual Service
Our team speaks Swahili, Hindi, Punjabi, and Mandarin, ensuring clear communication and exceptional service for all.
Extended Hours
We’re here when you need us—Monday to Friday from 9am to 9pm, and Saturdays from 9am to 6pm.
Calculate your Mortgage
See How Much You Could Save
Even a small drop in interest rates can lead to substantial savings over time. Use our interactive refinancing calculator to estimate your potential savings and discover why switching to Broker360 is the smart choice for Perth homeowners.
How It Works: Our 3-Step Refinance Journey
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Your dedicated broker will evaluate your situation and tap into our network of 40+ lenders to secure the best available rate. We’ll craft a tailor-made refinance solution that meets your unique needs—whether it’s reducing your monthly repayments, consolidating debt, or unlocking extra cash for home improvements.
Once we have your documents, we work fast. Your application is lodged within 24 hours, and we guide you through every step until your new loan is in place. Say goodbye to complicated processes and hello to a simpler, more affordable home loan.
Or Get In Touch With Us:
- [email protected]
- 36/328 Albany Hwy Victoria Park WA 6100
- 08 6285 8120
Frequently Asked Questions
Mortgage refinancing is the process of replacing your current home loan with a new one that offers better terms—often featuring a lower interest rate or improved repayment options. With Broker360, you gain access to an exclusive network of 40+ lenders in Perth, enabling you to secure rates as low as 5.55%, lower your monthly repayments, and potentially shorten your loan term.
Eligibility for refinancing typically depends on factors like your current loan-to-value ratio (ideally below 80%), credit history, and income stability. At Broker360, our dedicated mortgage brokers conduct a thorough assessment of your financial situation to determine the best refinancing options available, ensuring you qualify for the most competitive deals in Perth.
We pride ourselves on a fast, efficient process. Once you submit your documents, our expert team can lodge your refinance application within 24 hours. This swift turnaround means you can start enjoying lower repayments and increased cash flow almost immediately.
Refinancing your home loan with Broker360 offers several key benefits:
- Lower Monthly Repayments: Secure rates as low as 5.55% to reduce your monthly outgoings.
- Shorter Loan Term: Switch from a 30-year plan to a shorter term, reducing overall interest.
- Accelerated Mortgage Payoff: Pay off your mortgage sooner and gain financial freedom faster.
- Debt Consolidation: Combine high-interest debts into one manageable payment.
- Increased Cash Flow: Unlock extra cash through cashback offers and equity release.
Typically, you’ll need to provide proof of income (such as recent pay slips and bank statements), details of your current mortgage, and identification documents. Our dedicated brokers will walk you through every step, ensuring you have all the necessary paperwork for a smooth refinancing process.