Join Broker360 as a Mortgage Broker
Get 90 – 95% commission with lowest fees. Inclusive: Loan processing, marketing, AI tools and a dedicated transition concierge . So you can do the one thing that actually grows your business.
Your Current Aggregator Is Holding You Back
Most brokers are overworked, underpaid, and under-supported. It doesn't have to be that way.
Low Commission Splits
Your aggregator takes too big a cut. You do the work — you deserve more of the reward.
Drowning in Admin
Hours spent on loan processing instead of finding new clients and growing your book.
No Marketing Support
Left to figure out lead generation on your own with zero guidance or tools.
Outdated Technology
Clunky systems that slow you down instead of speeding you up.
Everything You Need to Scale
From commission to technology to marketing — we've built an aggregation model that actually works for brokers.
Higher Commission Structures
Keep more of what you earn. Our competitive commission splits are designed to reward your hard work, not penalise it. You'll see the difference from day one.
What's included in your commission structure:
- Industry-leading upfront and trail commission splits from day one
- Transparent tiered structure — the more you write, the more you keep
- No hidden fees or clawbacks eating into your earnings
- Monthly commission statements with full visibility into every deal
- Dedicated support to help you maximise income on complex deals
AI-Powered PipelineIQ Engine
Our proprietary PipelineIQ Engine tool is embedded with AI that makes loan processing faster and easier. Spend less time on paperwork and more time winning new clients.
What the PipelineIQ Engine delivers:
- AI-assisted serviceability calculations across multiple lenders instantly
- Smart document collection and automated file-prep tools
- Real-time lender policy updates so you never submit to the wrong bank
- Client-facing portal for streamlined communication and e-signing
- CRM integration to manage your pipeline end-to-end in one place
Marketing & Lead Generation
We don't just give you a panel — we help you fill your pipeline. Our dedicated marketing services generate quality leads so you can focus on converting, not prospecting.
Our marketing services include:
- Paid digital campaigns on Google and Meta managed by our in-house team
- SEO-optimised broker profile pages to capture organic search traffic
- Branded content templates and social media assets ready to use
- Monthly lead reports with quality scoring and source attribution
- Co-branded email campaigns to nurture your existing database
Loan Processing Support
Opt in to have our team handle your loan processing end-to-end. Free yourself from file work entirely and dedicate your time to growing your business.
What our processing team handles for you:
- Full application lodgement and lender correspondence on your behalf
- Document verification, compliance checks, and file packaging
- Conditional approval follow-ups and valuations coordination
- Settlement scheduling and post-settlement client handover
- Dedicated processor assigned to your portfolio for consistent service
The Smartest Tool in Your Arsenal
PipelineIQ Engine is our proprietary platform embedded with AI to automate the tedious parts of loan processing. It's like having an extra team member who never sleeps — so you can focus on what matters: winning clients.
AI-Assisted Processing
Smart document analysis & auto-fill reduces manual data entry by up to 70%.
Lightning-Fast Submissions
Submit applications across 50+ lenders with a few clicks.
Real-Time Tracking
Monitor every application from lodgement to settlement in one dashboard.
Compliance Built-In
Automated compliance checks ensure every file meets regulatory standards.
Performance Analytics
Track your pipeline, conversion rates, and revenue at a glance.
Workflow Automation
Automated follow-ups, reminders, and task assignments.
Why Brokers Are Switching
Switching Is Seamless
We make the transition as smooth as possible — no disruption to your business.
Get in Touch
Fill out the form below or give us a call. We'll have a no-obligation chat about your needs.
We Handle the Switch
Our team manages the entire transition — lender accreditations, data migration, the lot.
Start Growing
Hit the ground running with PipelineIQ Engine, marketing support, and higher commissions from day one.
Sound Familiar?
Why Established Brokers Are Switching
Traditional aggregators were designed for their revenue - not yours. These are the frustrations we hear from brokers every single week.
"I'm losing 15–20% of every deal in commission splits"
On $5M monthly volume at a 20% split, you're handing over $60,000+ per year to your aggregator. Every deal. Every month. Year after year.
"My BDM takes days to respond - if they respond at all"
When you're stuck on a complex deal, waiting 48+ hours costs you clients and settlements. You deserve direct access to experts who pick up the phone.
"I spend 20 hours a week on processing, not broking"
Loan packaging, compliance docs, lender submissions, follow-ups - work that doesn't grow your business. It just maintains it. There's a better model.
We Work With 40+ Lenders to Get You the Best Rates
The Broker360 Difference
Everything Your Old Aggregator Wasn't
Six pillars - all included in your flat fee. Built for established brokers who want to stop subsidising their aggregator's growth and start building their own.
Seamless Transition & Onboarding
- Dedicated white-glove onboarding concierge
- Smooth switch from your current aggregator
- Minimal downtime - guaranteed
- Hands-on support during your first weeks
Technology & Platform
- Integrated CRM & lodgement engine
- AI-powered automation & smart workflows
- Scenario engine for faster structuring
- Advanced analytics & performance insights
Earnings & Commission Models
- Superior commission structures
- Flexible commission options
- Transparent flat-fee models
- No hidden costs - ever
- Predictable fixed monthly fee options
Outsourced Loan Processing
- Add-on service - engage only when you need it
- Deal packaging & document collection
- Lender submission & conditions management
- Pre-settlement & settlement coordination
Strategic Partnership
- Direct access to experts for complex deals
- Collaborative peer broker network
- Influence platform innovation directly
- Built by brokers, for brokers
Marketing & Business Growth
- Branded website & online presence
- Email marketing & client newsletters
- Ready-to-use social media content
- Engagement tracking & insights
- Branded finance guides for clients
Want the Admin Off Your Plate?
We've Got a Team for That.
When you opt in to our outsourced processing service, our Perth-based team steps in as a seamless extension of your business - handling the back-office work behind the scenes so you stay client-facing and growth-focused. You stay in full control. We communicate only with you, never directly with your clients.
Loan Intake & Pre-Assessment
- Review new applications & assess lender eligibility
- Identify missing documents before they cause delays
- Structure the file correctly before submission
Document Collection & Verification
- ID, payslips, tax returns, bank statements - all checked
- CRM data entry (Salestrekker, Mercury, Podium & more)
- NCCP & Best Interest Duty compliance checks
Submission to Lenders
- Submit applications via ApplyOnline, Symmetry & more
- Format credit notes for assessors
- Manage resubmissions if required
Conditions Management & Underwriting Liaison
- Respond to lender queries on your behalf
- Chase valuations & outstanding conditions
- Track conditional → formal approval milestones
Closing & Post-Settlement Review
- Liaise with solicitors & conveyancers
- Verify loan documents before signing
- Post-settlement compliance audit & file closure
Overflow & Flexible Support
- Scale up during peak periods — no long-term commitment
- Use us for overflow only, or hand us everything
- Pay per file or on a monthly plan — your choice
What That Means For You
When the admin is handled, your calendar fills with the activities that actually grow your business and income.
- Prospecting & building referrals
- Client strategy conversations
- Structuring deals
- Relationship building
- Growing your trail book
- Admin & paperwork
- Chasing client documents
- Uploading files to portals
- Emailing credit assessors
- Compliance paperwork
Confidential Discussion Form +
Our Information Pack
Fill out our secure form for a personalized, confidential discussion with a Broker360 Growth Specialist. Discover how our model can specifically benefit your established practice.
Your information is 100% confidential
Book Your 1-On-1
Secure Your Personalised, Private Session Anytime of the Week from 9 AM - 6 PM AEST - Limited Spots Daily.
Your Questions. Our Experts. One Conversation Away.
Your Gateway to Confident and Smart Choices
In just one session, gain expert insights, practical advice, and answers to your most pressing questions – all in one impactful meeting.
Frequently Asked Questions.
Brokers receive the majority share of all upfront and trail commissions paid by lenders. The exact structure is discussed during your confidential consultation and depends on your experience and volume. We aim to be competitive with the most broker-friendly aggregators in the market
No. There are no handcuff agreements or lock-in contracts. You sign a 2yr contract with us and after that you can leave at any time without penalty
Yes. Your trail book belongs to you. If you leave Broker360, your trail goes with you.
The PipelineIQ Engine, Loan processing support, application packaging, compliance workflow templates, marketing assistance (digital marketing, SEO, branded content), CRM access, mentoring (for new brokers), and a dedicated relationship manager.
No. We do not guarantee leads or income, and you should be cautious of any aggregator that does. What we provide is a comprehensive marketing support framework including digital marketing tools, SEO assistance, social media templates, and lead generation strategies to help you build and grow your pipeline
Yes. You can operate under your own brand as a Credit Representative under Broker360’s ACL, or operate under the Broker360 brand via our franchisee model. We also support brokers who hold their own ACL
We provide compliance support including responsible lending workflow templates, Best Interests Duty documentation frameworks, audit preparation assistance, and regulatory update alerts. However, each broker retains personal responsibility for meeting their obligations under the NCCP Act and the National Credit Code. Broker360 does not provide legal advice.
We’ll guide you through the transition process including trail book transfer, lender re-accreditation, and client communication. Your enquiry is completely confidential – we will never contact your current aggregator.
After your application is approved, we handle your Credit Representative registration (if applicable), assist with lender accreditations, set up your CRM environment, conduct compliance onboarding, and assign your relationship manager. Typical onboarding takes 2 weeks.
Broker360 : Australian Credit Licence: 570 168 | ABN: 82 644 877 681
This website contains general information only and does not constitute financial advice. All mortgage brokers operating under Broker360’s ACL are authorised Credit Representatives and are bound by the National Consumer Credit Protection Act 2009, the National Credit Code, and ASIC Regulatory Guide 209 (Responsible Lending). Commission structures described on this page are indicative only; actual terms are detailed in individual broker agreements. Past performance is not indicative of future results.
Complaints: [email protected] | Privacy Policy: broker360.com.au/privacy
Broker360 (ABN 82 644 877 681) holds Australian Credit Licence (ACL) 570 168, issued by the Australian Securities and Investments Commission (ASIC). All credit activities are conducted in accordance with the National Consumer Credit Protection Act 2009 (Cth) and associated regulations, including the National Credit Code. Broker360 operates as a mortgage broking intermediary and does not act as a lender, underwriter, or guarantor.
The information, tools, calculators, rate tables, guides, and content published on this website are general in nature only. They do not constitute personal financial product advice, credit assistance tailored to your individual circumstances, legal or tax advice, or a recommendation to acquire any particular financial product or credit contract.
This information does not take into account your individual objectives, financial situation, income, assets, liabilities, credit history, repayment capacity or needs. You should consider whether the information is appropriate to your circumstances and seek independent professional advice — including from a licensed financial adviser, solicitor, or accountant — before making any financial or credit decision.
All loan enquiries, indicative approvals, and pre-qualifications are subject to formal application, full credit assessment, and unconditional approval by the relevant lender. Broker360 makes no representation or warranty that any application will be approved or that any particular loan product will be offered.
- Eligibility criteria, lending policies, terms, conditions, fees, charges, and credit limits vary by lender and product.
- Interest rates and comparison rates quoted are indicative only and are subject to change without notice.
- Lenders may apply their own assessment criteria, servicing buffers, and responsible lending obligations independently of any indicative assessment provided by Broker360.
Alt Doc and Low Doc loan products require verification of income through acceptable alternative documentation. Acceptable evidence may include, but is not limited to:
- Business Activity Statements (BAS) — typically 12 months
- Accountant declarations or letters confirming income
- Bank statements (typically 3–24 months depending on lender)
- Self-certified income declarations (where permitted by lender policy)
- Other evidence as required by individual lenders
Not all applicants will qualify. Higher interest rates, lower LVR caps, or additional conditions may apply. These products are subject to responsible lending obligations.
Bad credit and debt consolidation options are subject to lender assessment of your current financial position, repayment capacity, and responsible lending obligations. Higher interest rates, lower LVRs, or additional conditions may apply. Debt consolidation may reduce monthly repayments but could increase the total amount repayable over the life of the loan. Past credit events do not guarantee approval or a specific product outcome.
Home Guarantee Scheme pathways are administered by Housing Australia on behalf of the Australian Government. Broker360 is a participating lender's intermediary, not an administrator of the scheme. Eligibility is determined by Housing Australia and participating lenders.
Caps apply to the property value, not the loan amount. Price caps vary by state and postcode. Scheme places may be limited. Income thresholds, citizenship requirements, prior property ownership history, and principal place of residence conditions apply. Changes effective 1 October 2025. For current information visit housingaustralia.gov.au.
All calculators, rate tables, LMI estimates, stamp duty figures, and savings projections are provided as indicative tools for educational purposes only. They do not constitute a quote, credit offer, or commitment by any lender.
- Stamp duty rates are sourced from official state revenue offices and verified as at February 2026. Rates are subject to legislative change without notice.
- LMI estimates are indicative figures based on typical Helia/QBE premium schedules. Actual LMI premiums vary by insurer, lender, loan purpose, employment type, and borrower profile.
- Interest rate inputs in repayment calculators are for modelling purposes only — they do not represent a quoted, offered, or guaranteed rate.
Logos displayed on this website are the intellectual property of their respective owners and are used for illustrative identification purposes only. Their inclusion does not imply endorsement of Broker360 by any lender or institution, nor does it guarantee that any specific lender will accept a loan application or participate in any particular scheme at the time of application. Lender participation, policies, and scheme availability may change without notice.
Testimonials and client experiences represent individual outcomes and do not guarantee future results. Past performance does not guarantee that you will achieve the same or similar outcome. Your result will depend on your individual financial position, prevailing market conditions, lender policies, and other factors at the time of your application.
Broker360 collects and handles personal and financial information in accordance with the Privacy Act 1988 (Cth) and the Australian Privacy Principles. By submitting an enquiry, you consent to the collection, use, and disclosure of your information for the purpose of arranging credit, including disclosure to prospective lenders, mortgage insurers, valuers, and other service providers as required. Our Privacy Policy is available on request.